Better interest rate. Better banking.
Key Features
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Tiered Interest
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Free Digital Banking
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Free Debit Card
Tiered Interest
Free Digital Banking
Free Debit Card
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- Earn competitive interest on your entire checking balance, when terms are met.
- No service fees
- Qualifications need to be met to earn a higher interest rate:
- Have a minimum of 15 point-of-sale debit card transactions2 post and clear during the qualification cycle.
- Have a minimum of one direct deposit or one ACH debit post and clear during the qualification cycle.
- Access online or mobile banking at least once during the qualification cycle.
- Receive electronic statements for the statement cycle.
- 1Qualification Cycle means statement cycle. Statement cycle is the period beginning the 16th of each month through the 15th of the following month.
- 2 ATM transactions do not count towards qualifying debit card transactions. In addition, debit card transactions processed by merchants and received by the bank as ATM transactions do not count towards qualifying debit card transactions. Only debit card transactions processed by merchants and received by the bank as POS transactions count towards qualifying debit card transactions.
- Refund of ATM fees charged by other financial institutions (up to $10 per month) when qualifications are met.
- Free digital banking services, including:
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- Free online banking and bill pay
- Free mobile banking with mobile deposit
- Free E-statements
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- Free Mastercard® Debit Card
- $100 minimum deposit to open
*See additional terms
Your interest rate and Annual Percentage Yield may change. At our discretion, we may change the interest rate on your account at any time. Interest will be compounded every month. Interest will be credited to your account every month. We use the daily balance method to calculate interest on your account. This method applies a daily periodic rate to the principal in the account each day. Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (for example, checks). If you close your account before interest is credited, you will not receive the accrued interest.
*Additional Checking Account Terms, Fees, and Charges:
Fees apply to overdrafts created by check, in-person withdrawal, ATM withdrawal, or other electronic means, as applicable.
We reserve the right to at any time require not less than 7 days’ notice in writing before any withdrawal from an interest-earning account.
Each consumer is limited to 1 (one) Premier Rewards Checking Account per primary account owner. You may be a joint account owner on multiple Premier Reward Checking accounts but are limited in your primary ownership role to 1 (one) account. Primary ownership status is determined by account titling.
**See common fee schedule for additional fees that may affect this account.