Disclosure:

Your interest rate and Annual Percentage Yield may change. At our discretion, we may change the interest rate on your account at any time. Interest will be compounded every month. Interest will be credited to your account every month. We use the daily balance method to calculate interest on your account. This method applies a daily periodic rate to the principal in the account each day. Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (for example, checks). If you close your account before interest is credited, you will not receive the accrued interest.

1Qualification Cycle means statement cycle. Statement cycle is the period beginning the 16th of each month through the 15th of the following month.

2ATM transactions do not count towards qualifying debit card transactions. In addition, debit card transactions processed by merchants and received by the bank as ATM transactions do not count towards qualifying debit card transactions. Only debit card transactions processed by merchants and received by the bank as POS transactions count towards qualifying debit card transactions.

3$5 Paper Statement Fee per month.

4Each consumer is limited to 1 (one) Premier Rewards Checking Account per primary account owner. You may be a joint account owner on multiple Premier Reward Checking accounts but are limited in your primary ownership role to 1 (one) account. Primary ownership status is determined by account titling.  

*Additional Checking Account Terms, Fees, and Charges:

Fees apply to overdrafts created by check, in-person withdrawal, ATM withdrawal, or other electronic means, as applicable. **See common

fee schedule for additional fees that may affect this account.