Compare Our Accounts
Everyday Banking
Essential Checking
Learn MoreBenefits
- No minimum balance requirements
- No monthly service charge
- Non-interest earning
- Free E-statements³
- Free digital banking services
- Free Mastercard® Debit Card
- Apple Pay/Samsung Pay
Daily Minimum Balance
$0
ATM Refunds
N/A
Earns Interest
None
Free Debit Card?
Yes
Minimum Opening Deposit
$100
Earning Competitive Interest
Preferred+ Checking
Learn MoreBenefits
- Competitive interest on your checking balance
- Free E-statements³
- Free digital banking services
- Free Mastercard® Debit Card
- Apple Pay/Samsung Pay
Daily Minimum Balance
Maintain a daily balance of $2,500 to avoid a $5 service charge
ATM Refunds
Refund of ATM fees charged by other financial institutions (up to $10 per month
Earns Interest
Yes
Free Debit Card?
Yes
Minimum Opening Deposit
$100
Customers Aged 60 or Older
Loyalty 60+ Checking
Learn MoreBenefits
- Exclusive account for customers aged 60 or older
- Competitive interest on your checking account
- 2 free boxes of wallet or duplicate Blue Sheffield checks per year
- No minimum balance requirements
- Free digital banking services
- Free Mastercard® Debit Card
- Apple Pay/Samsung Pay
- Free paper statements or e-statements available
Daily Minimum Balance
$0
ATM Refunds
Refund of ATM fees charged by other financial institutions (up to $10 per month)
Earns Interest
Yes
Free Debit Card?
Yes
Minimum Opening Deposit
$100
Earning Competitive Interest
Premier Rewards Checking4
Learn MoreBenefits
- Competitive interest on your checking balance
- No minimum balance requirements
- To qualify, each qualification cycle¹:
- Have a minimum of 15 point-of-sale debit card transactions² post and clear during the qualification cycle¹.
- Have a minimum of one direct deposit or one ACH debit post and clear during the qualification cycle¹.
- Access online or mobile banking at least once during the qualification cycle.
- Receive electronic statements for the statement cycle.
Daily Minimum Balance
$0
ATM Refunds
Refund of ATM fees charged by other financial institutions (up to $10 per month) when qualifications are met
Earns Interest
Yes
Free Debit Card?
Yes
Minimum Opening Deposit
$100
Disclosure:
Your interest rate and Annual Percentage Yield may change. At our discretion, we may change the interest rate on your account at any time. Interest will be compounded every month. Interest will be credited to your account every month. We use the daily balance method to calculate interest on your account. This method applies a daily periodic rate to the principal in the account each day. Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (for example, checks). If you close your account before interest is credited, you will not receive the accrued interest.
1Qualification Cycle means statement cycle. Statement cycle is the period beginning the 16th of each month through the 15th of the following month.
2ATM transactions do not count towards qualifying debit card transactions. In addition, debit card transactions processed by merchants and received by the bank as ATM transactions do not count towards qualifying debit card transactions. Only debit card transactions processed by merchants and received by the bank as POS transactions count towards qualifying debit card transactions.
3$5 Paper Statement Fee per month.
4Each consumer is limited to 1 (one) Premier Rewards Checking Account per primary account owner. You may be a joint account owner on multiple Premier Reward Checking accounts but are limited in your primary ownership role to 1 (one) account. Primary ownership status is determined by account titling.
*Additional Checking Account Terms, Fees, and Charges:
Fees apply to overdrafts created by check, in-person withdrawal, ATM withdrawal, or other electronic means, as applicable. **See common
fee schedule for additional fees that may affect this account.