Better interest rate. Better banking.
Key Features
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Tiered Interest
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Free Digital Banking
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Free Debit Card**
Tiered Interest
Free Digital Banking
Free Debit Card**
Why Choose Premier Rewards?
| Balance Tiers | Interest Rate / APY1 |
| $0-$25,000.00 | 3.00% / 3.04% |
| $25,00.01+ | 0.40% / 0.40% |
| Non-Qualified | 0.01% / 0.01% |
- No monthly service fees
- ATM fee refunds — up to $10/month*
- Free digital banking tools
- Free Mastercard® Debit Card**
- Only $100 to open
- No minimum balance requirements
How to Qualify Each Month:
- Make 15+ point-of-sale debit card purchases2
- Have 1+ direct deposit or ACH debit
- Log in to online banking or mobile banking
- Receive electronic statements
*Refund of ATM fees charged by other financial institutions (up to $10 per month) when qualifications are met.
**Replacement debit card fee may apply.
Each consumer is limited to 1(one) Premier Rewards Checking account per primary owners. You may be a joint account owner on multiple Premier Reward Checking accounts but are limited in your primacy ownership role to 1 (one) account. Primary ownership is determined by account titling. The Premier Reward Checking account has a Qualification Cycle which is the Statement Cycle and is the period beginning the 16th of each month through the 15th of the following month. See the Consumer Fee Schedule for additional fees that may affect this account. Fees may reduce earnings.
1.Annual Percentage Yield (APY) Rates are effective as of 06/25/2025. Rates are subject to change after account opening.
2. ATM transactions do not count towards qualifying debit card transactions. In addition, debit card transactions processed by merchants and received by the bank as ATM transactions do not count towards qualifying debit card transactions. Only debit card transactions processed by merchants and received by the bank as POS transactions count towards qualifying debit card transactions.